Your payment providers are in scope too. Coverbase helps you manage them.
PCI DSS requires anyone handling cardholder data to manage their third-party service providers: keep a list, contract for security, and monitor each provider's compliance. With v4.x's future-dated requirements now mandatory, the third-party expectations are firmer than ever. Coverbase runs that program.
What PCI DSS is and who it applies to
PCI DSS is a contractual standard from the PCI Security Standards Council, not a law. The card brands and acquiring banks enforce it. It applies to any merchant or service provider that stores, processes, or transmits cardholder data. The current version is v4.0.1, and v4.x's future-dated requirements became mandatory on March 31, 2025.
What PCI DSS asks of you (Req. 12.8 and 12.9)
A list of service providers
Maintain an inventory of the third-party service providers with access to cardholder data.
Written agreements
Have agreements where providers acknowledge responsibility for the cardholder data they handle.
Due diligence and monitoring
Vet providers before engaging them and monitor their PCI DSS compliance status.
A clear responsibility split
Document which PCI requirements each party manages.
Manage your service providers without the spreadsheet
Requirement 12.8 is a vendor-management program in disguise. Coverbase gives you the inventory, agreements, and monitoring it asks for.
Provider inventory
Keep a current list of service providers and the cardholder data they touch.
Responsibility matrix
Track which requirements each provider is responsible for.
Compliance status tracked
Collect and monitor providers' PCI DSS status automatically.
Continuous monitoring
Watch providers between assessments, not once a year.
One platform for third-party risk and security
Speed with control
Automate intake, assessment, and monitoring with built-in guardrails that preserve policy integrity.
Explain with confidence
AI provides traceable reasoning for every recommendation, so you can defend every risk rating and finding.
Automate with assurance
Adapt controls and meet regulatory changes in minutes, not months, without breaking your program.
Building Trust, Together
Some of the world's most innovative and security conscious enterprises trust us to safeguard their data. We see security and privacy not as checkboxes, but as an ongoing promise to our customers. For questions about our security program or to report a vulnerability, please contact us at security@coverbase.ai